نوع مقاله : پژوهشی
چکیده تصویری
موضوعات
عنوان مقاله English
نویسندگان English
The foundational structure of monetary economics and the prerequisite for realizing a resilient economy is the shift towards a resilient currency. As the nature of money changes, one should expect the structure of the economy to follow suit. The economic problems of Iran stem from a real (not hypothetical) issue known as "inflation," which itself arises from a faulty credit-based system in the economy, referred to as "fiat money." This study addresses the challenges of inflation, sanction vulnerability, and the devaluation of currency, all of which are inherently linked to the credit-based nature of money. The solution to these issues lies in transitioning from fiat money to a stable form of currency, as Islam provides a comprehensive framework for achieving an optimal life, which is integral to the realization of a new Islamic civilization. Alongside the immutable principles of transactions, Islam has left room for discovering practical methods that align with contemporary needs. Through an examination of Quranic teachings, it becomes evident that the Quran uses the term "Naqdain" (precious metals) rather than "money," highlighting the importance of maintaining a relationship between goods. In this research, based on Quranic principles and employing a descriptive-analytical method, the concept of issuing an electronic gold voucher with a serial code is proposed. This system would involve using gold in trade through electronic gold vouchers based on smart cards, as well as physically (through minted vouchers). Each gold unit would carry a serial number, and by tracking the code (serial number) of circulating vouchers, financial transactions by individuals or organizations can be monitored, thus preventing economic corruption. The adoption of gold as a measure of value would also reduce inflation and eliminate systemic usury.
کلیدواژهها English
